Financing Options

Comfort Now, Pay Over Time

A new furnace or air conditioner shouldn’t have to wait. Flexible financing lets you upgrade to an efficient, reliable system with payments that fit your budget.

  • 0% APR for 18 Months

    Pay no interest when your balance is paid in full within the promotional period. Ideal for new system installations.

  • Low Monthly Payments

    Fixed-rate plans up to 120 months keep payments predictable, so you can choose the high-efficiency system you really want.

  • Repair Financing

    Unexpected breakdown? Repairs over $500 qualify for 6 months same-as-cash, so you can restore comfort today.

How It Works

Applying takes just a few minutes and won’t slow down your installation.

  1. Get Your Quote

    A comfort advisor evaluates your home and gives you upfront pricing on the right system.

  2. Apply in Minutes

    Complete a quick application with our lending partner and get a decision, often on the spot.

  3. Enjoy Your Comfort

    We install your new system and you make easy monthly payments directly to the lender.

Financing Questions

Will applying affect my credit score?
Checking your options uses a soft credit inquiry that does not affect your score. A hard inquiry happens only if you accept an offer and finalize the loan.
Can I pay off my loan early?
Yes. There are no prepayment penalties, and paying in full within a promotional period avoids deferred interest.
Can I combine financing with rebates?
Yes. Manufacturer and utility rebates can be applied on top of financing. See our current promotions for available offers.

All financing is subject to credit approval by our third-party lending partners. Terms, rates, and minimum purchase amounts vary and are subject to change. Ask your comfort advisor for full details.

Ready to Upgrade Your System?

Schedule a free in-home estimate and we will walk you through every financing option.

Call (800) 555-0199